When millions of drivers take to the road each day, the likelihood of an accident is extremely probable. According to the National Highway Traffic Safety Administration (NHTSA), traffic fatalities are a leading cause of death, especially among young adults. This is mainly due to inexperienced drivers, intoxicated drivers, and dangerous road hazards.
The NHTSA also stated that an estimated 31,720 people have been killed in fatal motor vehicle accidents from January to September 2021. This is a 12 percent increase compared to the first nine months of 2020, where the total was 28,325 deaths.
This increase in vehicle accidents can be attributed, in part, to the increase in rideshare services such as Uber and Lyft. The 2024 rideshare accident statistics include:
While a rideshare accident may seem like any other car crash, there are a few distinct differences in how you would go about navigating the claim within the legal system. For starters, Uber insures their drivers a little bit differently. Uber provides each of their drivers with a $1 million liability policy for trips that are verified within the app. If the trip is not verified, then the only policy that would apply to the accident would be the driver’s personal insurance policy.
In addition, Uber drivers are independent contractors, not official Uber employees. This gives Uber some distance from the driver in the event of an accident, to where they can deny liability for the accident and pin it on the driver themselves.
Lastly, there is no official training to become a Lyft or Uber driver. Neither of these companies provide training or even screen their drivers before allowing them to drive for them. This means that you are essentially putting yourself in the trust of an untrained commercial driver, which comes with its own set of risks.
The big thing everyone wants to argue about after a rideshare car accident is who is liable or at fault for the accident. There are a handful of parties who can be found liable for a rideshare accident, including:
Part of figuring out who is liable for a car accident is understanding California’s comparative fault system. What that means is that California does not view liability as a black-and-white one party is liable and the other is not. In fact, each party involved can be viewed as partially responsible for the accident, and that percentage of fault that lands on you impacts how much compensation you can earn for the accident.
When looking at the legal aspects of filing an Uber accident claim, there are two main things to keep in mind:
To start, Uber’s insurance policy differs depending on what stage in the Uber process the accident took place. For example, an accident that occurs while the driver is waiting for a ride request is only covered by liability coverage. However, if the accident occurs while the driver is en route to pick up the passenger or during the trip itself, then that $1 million comprehensive coverage kicks in.
In addition, the factors that caused the accident can help strengthen your case against the negligent party. The two most common factors that contribute to an Uber or Lyft vehicle accident are distracted driving and driver fatigue from working long hours.
Before you can determine how much money you can earn from suing for an Uber collision, we must first go over Uber’s accident policy and what the requirements are for suing. Uber’s policy also varies depending on the state that you live in, so we will also go over the compensation you can expect to earn in the state of California.
While that $1 million liability coverage sounds lovely, Uber has that number under strict rules and conditions that must be met. Firstly, this coverage is only available if the Uber driver was active in the app and they were either en route to pick up the rider or the rider was in the vehicle at the time of the accident. If these requirements are not met, then the driver’s personal insurance policy is what would be applied to the accident.
If the accident is not covered by Uber’s liability coverage, then the company requires its California drivers to have the minimum liability coverage that is required by the state. These policies include $30,000 for bodily injury or death to two or more individuals in a single accident, $15,000 for bodily injury or death to a single individual in a single accident, and $5,000 for injury or property damage caused to another person in a single accident.
There are two main types of damage that you can claim after an Uber accident: economic and non-economic. Think of economic damages as the financial repercussions like bills, while non-economic damages include psychological repercussions such as post-traumatic stress disorder (PTSD).
While your initial thought may be to focus on the economic damages caused by an Uber accident, the non-economic damages play just as much of a part in the amount of compensation that you can earn. While economic damages will cover any medical expenses and other bills caused by the accident, non-economic damages can increase your compensation amount to help with the potential psychological repercussions of a traumatic accident.
As previously mentioned, Uber’s liability insurance has specific restrictions and can vary depending on the status of the trip at the time of the accident. If the accident does not meet the specific restrictions to qualify for Uber’s coverage, then the driver’s personal policy is what would be applied to the accident. Working with a team of rideshare accident lawyers in Los Angeles can help you determine the amount of compensation that you qualify for.
Despite the large sum of money promised by Uber’s liability policy, the policy is multi-tiered and the compensation for damages can vary drastically based on the circumstances surrounding the accident. Uber car accident settlements in California can vary depending on the status of the driver in the Uber app and external factors such as third-party involvement.
California’s pure comparative negligence can play a role in how much compensation you earn for an Uber car accident. The percentage at fault that you are deemed for the accident can increase or decrease the amount of compensation that you can earn, the more liable you are found then the less compensation you can receive.
File a claim within California’s 2-year statute of limitations for car accident claims.
Why should you work with an experienced attorney as you navigate the legal process of filing a rideshare accident claim? They are not just a source of legal advice, they know the legal system like the back of their hand. An experienced Uber Accident attorney can help guide you through the complexities of the legal process, as well as join you in the fight against large rideshare companies like Uber and Lyft that are not going to give up easily.
Looking for a team of rideshare accident attorneys in California who will join you in the fray? Compass Law Group, LLP is your team of professional attorneys who will point you in the right direction and guide you through the legal system in the Los Angeles area. Our group is dedicated to fighting for the justice that you deserve, and we have the experience and skills to win your case.
Contact us today for a free consultation.
With Joseph Shirazi and Simon Esfandi at the helm, our firm is a trusted name in accident law in California.
After 10 accidents and 9 attorneys, the client met Simon, who stood out for his honesty and clear communication. Years later, after another accident, the client called Simon and was impressed by his professionalism and follow-through. Simon explained everything, connected him with top doctors, and kept every promise. It was the first time the client felt truly supported—highly recommending Simon and Joseph for their integrity and dedication.
Jacob was rear-ended by a big rig and left nearly paralyzed for a year. He found Cooper Law Group, and Joseph and Simon personally helped him through the legal process. Over two years, they ensured he got the medical care and surgeries he needed, helped repair his car, and secured the compensation he deserved. He highly recommends them for truly fighting for their clients.
During the early days of COVID, Blandine was hit by a car while biking to work. Alone and unsure of what to do, they found Compass Law Group. Joseph was the first to respond with care and clarity. Throughout the case, the team—Joseph, Simon, and Julie—provided support, regular check-ins, and made the client feel safe and cared for. They now consider the firm like family and highly recommend them for their compassion and competence.
8200 Wilshire Boulevard, 4th Floor. Beverly Hills, CA 90211
866.765.6051
8200 Wilshire Boulevard, 4th Floor. Beverly Hills, CA 90211
866.765.6051
8200 Wilshire Boulevard, 4th Floor. Beverly Hills, CA 90211
866.765.6051
8200 Wilshire Boulevard, 4th Floor. Beverly Hills, CA 90211
866.765.6051
8200 Wilshire Boulevard, 4th Floor. Beverly Hills, CA 90211
866.765.6051
8200 Wilshire Boulevard, 4th Floor. Beverly Hills, CA 90211
866.765.6051
8200 Wilshire Boulevard, 4th Floor. Beverly Hills, CA 90211
866.765.6051
8200 Wilshire Boulevard, 4th Floor. Beverly Hills, CA 90211
866.765.6051